Compare Invoice Finance Options
Most businesses considering factoring face the same three decisions: factoring or discounting, invoice finance or a loan, and whether to pay for protection against bad debts. These pages put the options side by side with the criteria that actually decide it.
Invoice Factoring vs Invoice Discounting
Who runs credit control, whether customers are told, who qualifies and what each costs. Also answers whether debt factoring is any different.
CompareInvoice Finance vs Business Loans and Overdrafts
Fixed borrowing against a facility that grows with sales: amount available, security, cost basis, speed and balance-sheet effect, with a worked comparison.
CompareRecourse vs Non-Recourse Factoring
Who carries the loss when a customer fails, what protection does and does not cover, the cost difference and when each makes sense.
CompareNot sure where to start?
If you have never used invoice finance, read how it works first, then the factoring vs discounting comparison, since that choice shapes everything else. If you are weighing invoice finance against an existing overdraft or a loan offer, go straight to invoice finance vs business loans. The costs guide and the calculator help you put numbers on any of them.
Find Out Whether Invoice Factoring Could Work for Your Business
Tell us about your business and funding requirements to explore your next steps.